St. Louis Lyft Accident Lawyers

Ridesharing has become an essential part of everyday life, offering convenience at the tap of a button. However, with more Lyft drivers on the road, the risk of accidents has also increased. Whether you’re a passenger, a driver, or another motorist involved in an accident with a Lyft vehicle, you may be facing medical bills, lost wages, and property damage. Mandel & Mandel, LLP St. Louis Lyft accident attorneys can help you get the compensation you need to move forward.

What Makes Lyft Accidents Unique?

Lyft accidents differ from traditional car accidents in several ways, primarily because of the company’s involvement and the layers of insurance that may apply. When a Lyft driver is involved in an accident, questions often arise about who is responsible – Lyft, the driver, or a third party. Lyft drivers use their personal vehicles, but the company provides additional insurance coverage while drivers actively use the app.

For example, if a driver has the app on but hasn’t accepted a ride, Lyft offers limited liability coverage. Once the driver has accepted a ride or has a passenger in the car, Lyft’s insurance provides up to $1 million in coverage for injuries and damages. Knowing when and how these policies apply can greatly affect how your claim is handled.

Lyft’s Insurance Coverage and Your Claim

One of the most important aspects of a Lyft accident is determining which insurance policy applies. If the driver was logged into the Lyft app and actively transporting a passenger or en route to pick up a passenger, Lyft’s $1 million liability policy will kick in. But if the driver wasn’t logged into the app, only their personal auto insurance will apply.

This distinction matters because many personal auto insurance policies exclude coverage when the driver is engaged in commercial activities, such as ridesharing. Without the protection of Lyft’s coverage, you could face challenges in recovering damages. St. Louis Lyft accident attorneys can hold the right insurance company accountable.

Why You Shouldn’t Rely on Insurance Companies to Do the Right Thing

Whether it’s Lyft’s or the driver’s personal insurer, insurance companies focus on minimizing their payouts. They may offer you a settlement that seems to cover your immediate expenses, but they often won’t consider the long-term effects of your injuries. Medical bills can pile up, and you may need additional treatment, physical therapy, or time off work.

An attorney will review your case and calculate the full value of your claim, ensuring that you aren’t left paying for expenses that the at-fault party should cover. By fighting for a fair settlement, our St. Louis Lyft accident attorneys can help you avoid being shortchanged by the insurance company.

Hold Lyft and Negligent Drivers Accountable

You deserve compensation for your injuries when a Lyft driver causes an accident. Lyft must ensure that its drivers operate safely, and when they fail to do so, their insurance coverage should compensate for your losses.

The St. Louis Lyft accident attorneys with Mandel & Mandel LLP are here to help you hold both the driver and Lyft accountable for the injuries you’ve suffered. Contact us online or call 314-621-1701 to discuss your case and get started on the road to recovery.